Something miraculous happened today. It’s not epic, like a baby being born or a horrific train derailment that everyone walks away from.
Nope. It’s a tiny miracle. But it’s all mine.
I paid off my car loan.
I began this year with two financial goals. Pay off my student loan (check), and pay off my car loan (just checked). It’s only April.
This. Is. A. Miracle.
And so, it’s time for me to shutter this shop. Writing Cashgab was an incredible journey for me. It was my catalyst for real change. I recently found an email that I sent to Money Mentors (highly recommended, btw) in 2009. It wasn’t until I started writing this blog in early 2012 that my financial life started to blossom. I learned so much about personal finance, such as how to manage a credit card like a Big Girl and the importance of planned spending savings. I also know that I inspired other people to get their financial houses in order. I know this because they wrote me emails, shared comments on my posts, and told me in whispered tones over coffee.
I can’t say that I will never get in financial dire straights again. But I can say that I know how to get out of it if I do: start talking.
It’s that simple. Tell people. Ask for help. Talk about what you’re doing to change. Make yourself accountable.
So many of our money issues are rooted in shame. If you talk about something, you take the stigma away. Ditch your shame.
PS For my beloved regular readers, you are few but you are mighty. Please read my new blog of dispatches from the ‘burbs: Setka in the Suburbs. Money talk will be at a minimum. XO